Disclaimer

Terms of Use

By accessing and using any of the Certified Professional Financial Coach Board of Standards, Inc. ("CPFC") websites or mobile apps that may be released by CPFC from time to time (“Sites”),  you agree to comply with these Terms of Use and all applicable laws. Please read these Terms of Use carefully as well as the Privacy Policy which is incorporated herein by reference. If you disagree with any of the language, terminate use of the Sites.

Trademark

CPFC owns and has federally registered the CPFC certification mark, which it awards to individuals who successfully complete initial and ongoing certification requirements. CPFC also owns and has federally registered the stylized CPFC (with laurel/leaf design) and uses in commerce and owns the marks CERTIFIED PROFESSIONAL FINANCIAL COACH™ and CPFC (with gold leaf design). CPFCs trademarks may not be used unless an individual is currently authorized to use the CPFC™ certification marks. Unauthorized use and misuse of CPFC™'s trademarks is strictly prohibited. Please be advised that CPFC™ Board will aggressively enforce its intellectual property rights to the fullest extent of the law.


Other product and service names may be trademarks of their respective companies. The absence of an identification of third party marks or the lack of an attribution of ownership of such marks on the Sites should not be construed as any claim of rights by CPFC™ Board.

Copyright

Copyright © 2018 Certified Professional Financial Coach. All rights reserved.


You should assume that everything you see or read on the Sites is protected by law including, but not limited to, Unites States copyright and trademark law, as well as other state, federal, and international laws and regulations (unless otherwise noted) and may not be used, except as provided in these Terms of Use or in the text on the Sites, without the prior written consent of CPFC™ Board.


All information, documents and materials posted in the Sites are solely for the use of CPFC™ Board users and may not be resold, republished, or copied, without the prior written consent of CPFC™ Board. Information, documents and materials may be reprinted for educational and nonprofit purposes with CPFC™ Board’s written permission. In addition, all information, documents and materials posted on the Sites are subject to change at CPFC™ Board’s discretion without notice.


CPFC™ Board may grant permission to use content or reprint additional copies of copyrighted materials upon a user's written request. In order to receive CPFC™ Board's written consent, please submit a request via email or in writing and CPFC™ Board's Trademark Department will review your request and notify you by email if your request has been approved or if we require more information.

CPFC™ Board Policies; Additional Terms and Conditions

The CPFC™ Board Privacy Policy, as well as other additional terms and conditions applicable to certain portions of the Sites (collectively “Additional Terms and Conditions”) are incorporated herein by reference and made a part of these Terms of Use. To the extent that there is a conflict between these Terms of Use and any Additional Terms and Conditions for the activity in which you choose to participate, the Additional Terms and Conditions shall govern.

Privacy Policy

For information about CPFC™ Board’s collection and use of personal information, please read the Privacy Policy which is incorporated and made a part of these Terms of Use.

Disclaimer

THE MATERIALS AND CONTENT CONTAINED IN THIS WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. CPFC™ BOARD EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CPFC™ BOARD DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN THESE MATERIALS. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

 

CPFC™ BOARD MAY MAKE CHANGES TO THIS WEBSITE AT ANY TIME WITHOUT NOTICE. WHILE CPFC™ BOARD STRIVES TO KEEP THE INFORMATION ON THIS WEBSITE ACCURATE AND CURRENT, CPFC™ BOARD CANNOT GUARANTEE THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION. INFORMATION WITHIN CPFC™ BOARD'S WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CPFC™ BOARD RESERVES THE RIGHT TO MAKE CHANGES, CORRECTIONS AND/OR IMPROVEMENTS TO THE INFORMATION CONTAINED WITHIN THIS WEBSITE, AT ANY TIME, WITHOUT NOTICE.

Limitation of Liability

YOUR USE OF AND BROWSING IN THIS WEBSITE ARE AT YOUR OWN RISK.


IN NO EVENT SHALL CPFC™ BOARD NOR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEBSITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF CPFC™ BOARD OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Links/Third Party Websites/Advertising

For your convenience, CPFC™ Board may provide links to various other websites that may be of interest to you. However, CPFC™ Board does not control such websites and is not responsible for their content nor is it responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such websites. Furthermore, CPFC™ Board's Privacy Policy is applicable only when you are on our Sites. Once you link to another website, you should read that website's privacy policy before disclosing any personal information. If you decide to access any of the third party websites linked to our Sites, you do so at your own risk. CPFC™ Board reserves the right to terminate any link or linking program at any time.


CPFC™ Board, in its sole discretion, may post the advertisements of third parties on the Sites. Your correspondence or any other dealings with advertisers found on the Sites are solely between you and such advertiser. You agree that CPFC™ Board shall not be responsible for any loss or damage of any sort incurred as a result of any such dealings or as the result of the presence of such advertisers on the Sites.

Opening Account/Password Policy

Your use of certain portions of the Sites may require you to become a registered user and enter a password. By agreeing to these Terms of Use, you agree to be solely responsible for the confidentiality and use of your respective password, as well as for any communications entered through the Sites using your password. You agree to provide CPFC™ Board with accurate, complete, and updated information.

Limitations on Use

CPFC™ Board may from time to time monitor or review discussions, postings, transmissions and other information or material on the Sites; however, CPFC™ Board is under no duty to do so and assumes no responsibility or liability arising from such matters nor for any error, defamation, libel, slander, omission, obscenity, pornography, or inaccuracy contained in any such discussion, posting or transmission.


Furthermore, you agree not to do the following:

  1. ​Restrict or inhibit any other user from using and enjoying the Sites. This includes, without limitation: (a) using, or attempting to use, any account without the owner's permission, (b) obtaining or soliciting another person's password or other personal information under false pretenses, or (c) impersonating another user or otherwise misrepresenting yourself to CPFC™ Board, or other entities.
  2. ​Interfere (or attempt to interfere) with the operation of the Sites. This includes, without limitation, (a) interfering with, defeating, or circumventing any security function of the Sites, or attempting to do so, or (b) accessing, or attempting to access, any portion of the Sites that you are not authorized to access. Unauthorized access (or attempts) may subject you to civil and/or criminal penalties.
  3. ​Post, store, or transmit any unlawful, threatening, libelous, defamatory, obscene, inflammatory, pornographic, profane, or otherwise objectionable (as determined by CPFC™ Board’s sole discretion) information or material. CPFC™ Board will fully cooperate with any law enforcement authorities or court order requesting or directing CPFC™ Board to disclose the identity of anyone posting any such information or materials.
  4. ​Post, store, or transmit any information or material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.
  5. ​Post, store, or transmit any advertising, promotion, or solicitation of goods or services for commercial purposes except in any areas of the Sites specifically designated for such purpose (and subject to applicable rules.
  6. ​Use the Sites to post, store, or transmit any information or software that contains a virus, worm, Trojan horse, or other harmful or disruptive component.
  7. ​Use the Sites to post, store, or transmit materials in violation of another party's copyright, trademark or other intellectual property rights. You are solely responsible for determining whether any material you post, store, or transmit is subject to a third party's rights.
  8. ​Use the Sites for any unlawful purposes.
  9. ​Modify, adapt, sublicense, translate, resell, retransmit, reverse engineer, decompile or disassemble any portion of the Sites.

Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless CPFC™ Board and any affiliates and all of their employees, agents, directors, officers, volunteers, successors, and assigns, from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees and litigation expenses), relating to or arising from your use of the Sites, any violation by you of these Terms of Use, or any other matter for which you are responsible under law.

Applicable Law

The Sites are controlled by CPFC™ Board, incorporated in the State of Arizona, from its offices within Washington, District of Columbia, the United States of America. As such, U.S. federal laws and the laws of the District of Columbia will govern these Terms of Use, excluding any conflicts or rules of law that may direct the application of the law of another state. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of the District of Columbia , and/or the United States District Court for the District of Columbia , for any litigation arising out of or relating to the use of Sites, waive any objection to the venue of any such litigation in the District of Columbia  courts and agree not to plead or claim in any District of Columbia court that such litigation brought therein has been brought in an inconvenient forum.

Waiver and Severability

The failure of CPFC™ Board to exercise or enforce any right or provision in these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and enforced to the fullest extent of the law and shall not affect the validity or enforceability of any remaining provisions herein.

Updates

CPFC™ Board reserves the right to make changes to these Terms of Use at any time by updating this page without notice to you. You should visit this page from time to time to review the then-current Terms of Use because it is binding on you. Your use of the Sites following any such change constitutes your agreement to follow and be bound by these Terms of Use as changed. If any change is unacceptable to you, your only recourse is to terminate your use of the Sites.


Last Modified: November 28, 2018

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